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replica bags south africa What about breaking your variable rate mortgage and getting a better fixed rate loan with another lender?Unlike fixed rate mortgages, variable rate mortgages typically carry a relatively low penalty for breaking the loans: Only three months worth of interest, according to Larock. Variable rate borrowers worried about interest rates could quit their lender and seek out a fixed rate mortgage with a lower rate than the conversion rate in their current loan. Switching mortgages, though, involves a lot of paperwork and Continue reading →